Federal Student Loans
Access Your Loan Information
Federal Student Aid is the U.S. Department of Education’s central database for student aid. FSA access provides a centralized, integrated view of Title IV loans and grants so that recipients can access and inquire about their loan and grant data. Access your loan information >
Financial Aid Disbursement
Please refer to the instructions that accompanied your award notification regarding disbursement procedures or call your Financial Planning Office at:
- Main Campus (478) 301-2670
- Atlanta Campus (678) 547-6444
- Regional Academic Centers (478) 301-5381
- School of Law (478) 301-2064
- School of Medicine (478) 301-2853
Direct Loan Program
The Mercer University Student Loan Office does not service Direct Loans once they are in repayment status. This includes all Stafford Subsidized, Unsubsidized, Parent Plus and Graduate Plus loans. These loans are serviced by the Department of Education. Learn more about the Direct Loan program >
Direct Loan Consolidation
A Consolidation Loan allows you to combine one or more of your federal education loans into a new loan that offers you several advantages such as one monthly payment, flexible repayment options, and reduced monthly payments. View additional consolidation information >
Estimate Your Loan Repayment Options
The Federal Student Loan Simulator, provided by the U.S. Department of Education, allows borrowers to estimate monthly payments and compare federal repayment plans based on their loan balance, income, and household size.
This tool is especially helpful if you are:
- Preparing to enter repayment
- Considering an income-driven repayment plan
- Exploring loan forgiveness options
- Reviewing how changes in income may affect your loan payments
To access your personalized federal loan information, you will need to sign in using your FSA ID. You may also explore repayment options using estimated loan information without logging in.